1. When are Education Fund applications available?
2. When do I become eligible for the Education Fund?
The Ed Fund operates on a traditional semester
(Fall, Spring, Summer) system. Applications for the Fall must be submitted by January 10th,
for Spring by June 10th, and for Summer by September 10th.
Those who are pursuing classes on another timetable should call the Union office.
3. Where can I get an application?
There is no service requirement. All staff in the HUCTW bargaining unit are eligible upon hire.
4. How many classes can I take?
Applications are available on Harvie at:
Education Fund application form
and on the HUCTW website at:
Education Fund application form
5. What kinds of classes are covered? Are seminars covered?
You may apply to the fund for 1 course or conference per academic semester (Fall, Spring, Summer).
Distance Learning? Certificates?
6. What does it mean to be "tapped out"?
We cover classes that are not covered by TAP, including:
members with less than 3 months of employment
test preparation classes
conferences and seminars
accreditation and licensing courses
certificate classes not eligible for TAP
courses that did not receive a passing grade
members who are "tapped out"
7. Does the class have to be job related?
Federal tax law limits each person's TAP allowance for courses taken
outside Harvard to $5,250 per calendar year. If you have exhausted your TAP allowance for the year, the Education Fund
the Education Fund will reimburse for one course per semester at 50% of tuition less grants or scholarships.
8. Does it have to be towards a degree?
No. The definition of eligibility is “does it aid in the
pursuit of a career at Harvard,” rather than does it apply to the job you are in currently;
as an example, a lab technician taking classes toward a degree in counseling at Lesley University
would be eligible. The Fund does also support classes that are job related.
9. When and how are awards made?
No. Since 2007, these courses are now covered by TAP.
10. How much will I get?
Recipients are notified of their award by e-mail, typically about 7-8 weeks after the application deadline. Award monies are delivered in your Harvard paycheck.
11. Are there any taxes?
The Education Fund awards 50% of the cost of tuition
(less scholarships or other support). We do not cover any materials, books, or fees (with the exception of
certain Massachusetts state college fees).
12. Does the Fund cover textbooks?
Yes. Because the awards are considered taxable
income, withholding taxes are applied at the time the award money is
delivered. Awards are taxed at the extra compensation rate (about 41%),
however most recipients can recoup most of the tax amount.
The amount awarded by the Education Fund is recorded on your W2
as income and as taxes paid. Your tax rate is key. As long as you
have only your Harvard check as the sole source of your income your
tax rate falls somewhere in the 20-27% rate. If you are scheduled
as a 20% payer then you will get back 21%; if you are a 27% payer you
will get back 14%. You get back the difference between taxable rate &
income. This happens automatically when you file your yearly income
taxes. You do not have to file any separate paperwork.
13. Does the Fund cover Harvard classes?
The Education Fund does not cover costs for books or other materials.
14. Can I apply for both TAP and the Education Fund?
The Education Fund does not cover Harvard classes or TAP fees.
Only if you are "tapped out". TAP covers 90% of tuition
for courses outside Harvard up to the annual allowance of $5,250. The other
10% must be paid by the student; you cannot apply to the Education Fund for this 10%.
If you have "tapped out," i.e., used up your annual allowance of $5,250, you can
then apply to the Education Fund for expenses over $5250. The Education Fund
will reimburse you for 50% of these costs for up to three courses per academic year,
less scholarships or other support.